How to save money and eat your avocado toast, too

Despite the fact that the economy is strong, four in 10 Americans don’t have enough savings to cover an unexpected expense of $400. That said, it’s probably no surprise that one-quarter of adults haven’t started saving for retirement yet — how are you supposed to save up money when you can’t afford to get your laptop fixed?

Turns out you don’t have to be flush with cash or even give up brunch in order to start saving for retirement. The key to smart financial planning is to break it down into small but impactful habits — like sticking to a budget and banking with benefits — that make a big difference in the long run.  Read more...

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